Construction Loans

We'll help you fund your new build or renovation with a Construction Loan

When you’re ready to build your dream home, navigating through construction loans can be a bit of a maze. With My Home Mortgages, we offer a guiding hand, ensuring you find the perfect loan to bring your vision to life. Our team of experienced Mortgage Brokers have access to an extensive range of construction loan options from various banks and lenders across Australia. This means we can help you secure a competitive interest rate and a loan amount that fits your unique needs.

Applying for a construction loan with us is a breeze thanks to our streamlined application process. We understand that building a home involves managing a lot of moving parts, which is why our progressive drawdown arrangement is so valuable. With a construction loan, this arrangement allows you to withdraw funds in instalments or progress payments, ensuring that you only pay interest on the amount you’ve actually drawn down. This approach is not only budget-friendly but also incredibly efficient for paying your team, from plumbers and electricians to sub-contractors, all while under the oversight of a registered builder.

We’re here to simplify every step, finding you construction loans with interest-only repayment options during the construction phase, significantly reducing your financial burden. This way, you can focus on what really matters - seeing your dream home come to life. With My Home Mortgages, choosing the right construction loan is made easy, giving you the peace of mind to build with confidence.

My Home Mortgages will be with you every step of the way.

Ready to chat to one of our team?

Book Appointment

Getting a Construction Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Construction Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Construction Loan approved.

Book Appointment

Our Latest Reviews

Anna Lum

Darren and the team are just extraordinary. We've worked with Lydian twice now and are extremely happy with the results, level of service and the depth of knowledge! Highly recommend! Thank you team!

Alok Prasai

Darren is an outstanding mortgage broker. As first-time home buyers, we were quite unsure about the process, but his expertise and guidance were invaluable in helping us purchase our first home.

Angela Baker

Brendan was amazing to deal with, and the whole process was seamless, despite a complicated situation. Highly recommend !!

David Hunter

Brendan was terrific to navigate me through the loan process and I was very pleased with the service from him and his team.

Branavan Ravichelvan

We were referred to this company and paired up with Brendan. It's been great ever since. There is a lot of experience here paired up with good processes and systems. Brendan is wonderful to work with and always has time for our questions. We feel very comfortable working with Lydian Finance.

Jacinta Vincent

Brendan & Jess where super helpful! Will certainly come to them for our next property purchase.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia or the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Business Loans, SMSF Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Request a Callback

Name

Phone Number

Email Address

Sydney & Brisbane

0434 159 448

About Us

Calculators

Services

My Home Mortgages Pty Ltd ABN: 37678970342. Credit Representative #403246 is authorised under Australian Credit License #387025

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.