Home Loans

Buy your First Home, Next Home or Dream Home sooner with a Home Loan

Embarking on the path to homeownership often feels like navigating a maze, complete with intricate details such as stamp duty, lenders mortgage insurance (LMI), and the loan to value ratio (LVR). This complexity is precisely why the expertise of My Home Mortgages becomes indispensable. Our proficient Home Finance & Mortgage Brokers are committed to smoothing over each phase of the home loan acquisition process, rendering it as uncomplicated and effortless as possible.

Opting for My Home Mortgages opens the door to an extensive selection of home loan options from a plethora of banks and lenders throughout Australia. Instead of dedicating your precious time to hunt for deals or deciphering intricate contract language, our brokers shoulder that burden. They focus on deeply understanding your financial scenario, credit background, and the desired home loan amount, ensuring the final choice snugly accommodates your needs.

A standout benefit of engaging with My Home Mortgages is our ability to access interest rate discounts potentially unavailable to you on an individual basis. Such savings are paramount, considering even a minor adjustment in your interest rate could culminate in substantial savings across the duration of your home loan.

The process of applying for a home loan is admittedly overwhelming, with factors like your credit history and various fees, including stamp duty, to consider. Our team endeavours to clarify these concepts, guiding you through how they influence your loan and mapping a route straight to your new home's doorstep. With My Home Mortgages, you aren't merely securing a loan; you're partnering with a dedicated ally poised to assist you in realising your homeownership aspirations.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Get your Borrowing Capacity

Getting a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Book Appointment

Our Latest Reviews

Anna Lum

Darren and the team are just extraordinary. We've worked with Lydian twice now and are extremely happy with the results, level of service and the depth of knowledge! Highly recommend! Thank you team!

Alok Prasai

Darren is an outstanding mortgage broker. As first-time home buyers, we were quite unsure about the process, but his expertise and guidance were invaluable in helping us purchase our first home.

Angela Baker

Brendan was amazing to deal with, and the whole process was seamless, despite a complicated situation. Highly recommend !!

David Hunter

Brendan was terrific to navigate me through the loan process and I was very pleased with the service from him and his team.

Branavan Ravichelvan

We were referred to this company and paired up with Brendan. It's been great ever since. There is a lot of experience here paired up with good processes and systems. Brendan is wonderful to work with and always has time for our questions. We feel very comfortable working with Lydian Finance.

Jacinta Vincent

Brendan & Jess where super helpful! Will certainly come to them for our next property purchase.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia or the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Business Loans, SMSF Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Request a Callback

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Email Address

Sydney & Brisbane

0434 159 448

About Us

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My Home Mortgages Pty Ltd ABN: 37678970342. Credit Representative #403246 is authorised under Australian Credit License #387025

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.