Investment Loans

Buy your first investment property or expand your portfolio with an Investment Loan

Investment Loans can be a fantastic way to grow your wealth, allowing you to purchase properties using the power of leverage that can generate rental income and possibly grow your capital over time. At My Home Mortgages, we are dedicated to helping our clients navigate the complex landscape of Investment Lending. With access to a wide range of investment loan options from banks and lenders across Australia, we ensure you receive a deal that’s tailor-made to suit your financial aspirations and circumstances.

Our Mortgage Brokers have a deep understanding of the investment loans market. They specialise in offering personalised advice, comparing various investment loan options to secure the best interest rates and terms that align with your financial goals. Our team prioritises securing loans with structures that in conjunction with your tax advisor, maximise tax efficiency and products that improve cash flows, making your investment assets safer, easier to hold and more profitable.

Understanding aspects like the loan to value ratio (LVR), lenders mortgage insurance (LMI), stamp duty, and how your credit history affects your borrowing ability can be daunting. However, with My Home Mortgages, you have a trusted partner to demystify these terms, guiding you every step of the way. Our expertise ensures that you are well-informed about your journey, from understanding your borrowing capacity, the impact of your credit history, to exploring interest rate discounts and the right investment loan options for buying and keeping investment property.

Choosing My Home Mortgages means you will receive an annual pricing review keeping your rates sharp and maintaining any interest only terms, so the maximum amount of debt is used for your tax calculations and so that cash flows remain strong. If you have a financial advisor, we will work with them seamlessly to improve the quality and effectiveness of advice pieces pertaining to investment lending.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your Investment Property.

Get your Borrowing Capacity

Getting an Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for an Investment Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on your first investment property or the next property in your portfolio.

Settlement

You settle on the property, your Investment Loan draws-down and you're good to go!

Book Appointment

Our Latest Reviews

Adam Read

Brendan made the entire process from initial enquiry to finalisation of mortgage so easy. Open, clear and timely replies as well finding the best rates in the market. Brendan lead me through the whole process of refinancing, equity release and purchasing an investment property. Look forward to engaging again!

Donna P

Brendan has assisted me with home loan and refinancing needs over the past 10 years; he's quick to respond, offers great advice on the best products in the market and keeps me updated. Thank you to you and Jess for your assistance, it's greatly appreciated. I would high recommend you to anyone seeking financial assistance.

Barbara Lee

I met Brendan through my accountant and from the first chat, I found his knowledge and proactiveness very rewarding and his support to my constant enquiries so comforting. Loan applications with its endless rules and regulations are daunting to say the least and with Brendan, the journey has been smooth and stress free. With all honesty, I will not hesitate to recommend him to all my friends and families. Thank you Brendan.

Jana Heyer

Darren has been so fantastic - we’ve used him as our broker multiple times now, and I have family now using him also! He’ll get you the best results, while walking you through step by step and treating you like a VIP! Thanks for doing all the hard work for us Darren. I can’t recommend you highly enough.

Rebecca Robson

We cannot recommend Darren highly enough! He went above and beyond to help us secure our dream home. From start to finish, he was honest, thorough, and proactive, tackling every complication that arose with ease and professionalism. Nothing was ever too hard for him, and his expertise and dedication made the entire process stress-free. If you’re looking for someone you can trust to get the job done right, Darren Bryant is the one. A true five-star experience!

Todd Haller

We couldn't recommend Darren Bryant enough. What was a particularly difficult loan (less than 20% deposit) Darren organised and communicated every part of the process from start to finish. What is usually a very stressful life changing event, Darren made it seamless. Thank you Darren for helping us buy our dream home.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia or the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Business Loans, SMSF Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Request a Callback

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Email Address

Sydney & Brisbane

0438 212 427

About Us

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My Home Mortgages Pty Ltd ABN: 37678970342. Credit Representative #403246 is authorised under Australian Credit License #387025

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.