Investment Loans

Buy your first investment property or expand your portfolio with an Investment Loan

Investment Loans can be a fantastic way to grow your wealth, allowing you to purchase properties using the power of leverage that can generate rental income and possibly grow your capital over time. At My Home Mortgages, we are dedicated to helping our clients navigate the complex landscape of Investment Lending. With access to a wide range of investment loan options from banks and lenders across Australia, we ensure you receive a deal that’s tailor-made to suit your financial aspirations and circumstances.

Our Mortgage Brokers have a deep understanding of the investment loans market. They specialise in offering personalised advice, comparing various investment loan options to secure the best interest rates and terms that align with your financial goals. Our team prioritises securing loans with structures that in conjunction with your tax advisor, maximise tax efficiency and products that improve cash flows, making your investment assets safer, easier to hold and more profitable.

Understanding aspects like the loan to value ratio (LVR), lenders mortgage insurance (LMI), stamp duty, and how your credit history affects your borrowing ability can be daunting. However, with My Home Mortgages, you have a trusted partner to demystify these terms, guiding you every step of the way. Our expertise ensures that you are well-informed about your journey, from understanding your borrowing capacity, the impact of your credit history, to exploring interest rate discounts and the right investment loan options for buying and keeping investment property.

Choosing My Home Mortgages means you will receive an annual pricing review keeping your rates sharp and maintaining any interest only terms, so the maximum amount of debt is used for your tax calculations and so that cash flows remain strong. If you have a financial advisor, we will work with them seamlessly to improve the quality and effectiveness of advice pieces pertaining to investment lending.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your Investment Property.

Get your Borrowing Capacity

Getting an Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for an Investment Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on your first investment property or the next property in your portfolio.

Settlement

You settle on the property, your Investment Loan draws-down and you're good to go!

Book Appointment

Our Latest Reviews

Anna Lum

Darren and the team are just extraordinary. We've worked with Lydian twice now and are extremely happy with the results, level of service and the depth of knowledge! Highly recommend! Thank you team!

Alok Prasai

Darren is an outstanding mortgage broker. As first-time home buyers, we were quite unsure about the process, but his expertise and guidance were invaluable in helping us purchase our first home.

Angela Baker

Brendan was amazing to deal with, and the whole process was seamless, despite a complicated situation. Highly recommend !!

David Hunter

Brendan was terrific to navigate me through the loan process and I was very pleased with the service from him and his team.

Branavan Ravichelvan

We were referred to this company and paired up with Brendan. It's been great ever since. There is a lot of experience here paired up with good processes and systems. Brendan is wonderful to work with and always has time for our questions. We feel very comfortable working with Lydian Finance.

Jacinta Vincent

Brendan & Jess where super helpful! Will certainly come to them for our next property purchase.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia or the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Business Loans, SMSF Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Sydney & Brisbane

0434 159 448

About Us

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My Home Mortgages Pty Ltd ABN: 37678970342. Credit Representative #403246 is authorised under Australian Credit License #387025

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.