Loans for Police

Are you a Police Officer looking for help with your mortgage?

When it comes to police officers looking to step onto the property ladder or expand their property portfolio, the financial landscape can sometimes feel as challenging as navigating through the complexities of law enforcement. That’s where My Home Mortgages comes into the picture, providing a beacon of guidance and expertise specifically tailored to the needs of police officers.

Understanding the unique financial circumstances and time constraints often faced by police officers, My Home Mortgages stands out by offering specialised support through our dedicated team of Finance & Mortgage Brokers We prides ourselves on granting access to an extensive range of loan options from banks and lenders across Australia, ensuring that police officers receive the most competitive interest rates and tailored loan structures, including decisions around variable versus fixed interest rates.

Moreover, for police officers, the ability to navigate around lenders mortgage insurance (LMI), credit history assessments, and achieving favourable loan to value ratios (LVR) is crucial. When purchasing an Owner Occupied property you may be eligible for a waiver of the Lenders Mortgagee Insurance (LMI) with as little as a 10% deposit. In addition to this you may qualify for additional discounts on your interest rate. Your My Home Mortgages Mortgage Broker will help to see if you are eligible. My Home Mortgages delivers by offering expert advice on these terms and guiding officers through every step of the loan application process—from calculating borrowing capacities based on income and financial situations to understanding loan repayments and securing interest rate discounts.

Understanding that buying a home or investing in the property market is a significant step, especially for police officers purchasing their first property or aiming to grow their property portfolio, My Home Mortgages simplifies the process. Our streamlined application process, which includes assistance with gathering necessary documents like bank statements, ensures a smoother journey towards homeownership.

Our commitment to police officers doesn’t end with submitting a loan application. We continuously work to ensure that you are positioned advantageously in relation to stamp duty, loan amounts, and the myriad of factors influencing the financial viability of your property aspirations.

Choosing My Home Mortgages means tapping into a wealth of knowledge and resources, customised support, and a genuine understanding of the needs of police officers. With us, police officers can confidently make informed decisions, unlocking the doors to their new home or investment property with assurance and the backing of a trusted financial partner.