Latest Articles from My Home Mortgages

Check out the latest blog posts from My Home Mortgages

Featured Articles

Image for Proven Tips to Know if Your Interest Rate is Too High

7th October 2026

Proven Tips to Know if Your Interest Rate is Too High

A practical guide for Bundaberg homeowners on assessing your current home loan rate and deciding if refinancing could save you money

Image for Simple hacks to secure a home loan for a backyard property

5th October 2026

Simple hacks to secure a home loan for a backyard property

Buying a home with a backyard in Sydney often means stretching your budget and understanding which loan features actually help you secure and hold the property long-term.

Image for The Pros and Cons of Buying a Terrace House First

30th September 2026

The Pros and Cons of Buying a Terrace House First

What first home buyers in Wollongong need to know about terrace house loans, deposits, and stamp duty before making an offer.

Image for First Home Buying Timeline: What to Expect and When

29th September 2026

First Home Buying Timeline: What to Expect and When

A clear walkthrough of the home buying journey from pre-approval to settlement, helping Nambour residents understand what happens at each stage.

Home Loans

Image for Proven Tips to Know if Your Interest Rate is Too High

7th October 2026

Proven Tips to Know if Your Interest Rate is Too High

A practical guide for Bundaberg homeowners on assessing your current home loan rate and deciding if refinancing could save you money

Image for Simple hacks to secure a home loan for a backyard property

5th October 2026

Simple hacks to secure a home loan for a backyard property

Buying a home with a backyard in Sydney often means stretching your budget and understanding which loan features actually help you secure and hold the property long-term.

Image for Beginner's Guide to Interest Rates and Property Prices

23rd September 2026

Beginner's Guide to Interest Rates and Property Prices

Understanding how changes in home loan interest rates influence what buyers can afford and what that means for Gladstone's property market.

Image for Proven Tips to Finance a Holiday Home on the Central Coast

29th June 2026

Proven Tips to Finance a Holiday Home on the Central Coast

How holiday home loans differ from owner occupied lending, what lenders assess, and how to structure your borrowing for a coastal escape

First Home Buyers

Image for The Pros and Cons of Buying a Terrace House First

30th September 2026

The Pros and Cons of Buying a Terrace House First

What first home buyers in Wollongong need to know about terrace house loans, deposits, and stamp duty before making an offer.

Image for First Home Buying Timeline: What to Expect and When

29th September 2026

First Home Buying Timeline: What to Expect and When

A clear walkthrough of the home buying journey from pre-approval to settlement, helping Nambour residents understand what happens at each stage.

Image for Top tips to lock in a fixed rate loan as a first home buyer

21st September 2026

Top tips to lock in a fixed rate loan as a first home buyer

How to choose the right rate structure when life stages, budgets and deposit size all point in different directions for Toowoomba buyers

Image for Proven Tips to Buy a Semi-Detached in Townsville

3rd June 2026

Proven Tips to Buy a Semi-Detached in Townsville

What first home buyers in Townsville need to know about purchasing a semi-detached house with low deposits and local grants

Image for The Pros and Cons of Buying a Terrace in Nambour

1st June 2026

The Pros and Cons of Buying a Terrace in Nambour

What first home buyers need to know about deposits, grants, and loan options when purchasing a terrace house in this regional Queensland hub.

Commercial Loans

Image for Do you know how warehouse financing actually works?

9th September 2026

Do you know how warehouse financing actually works?

A thorough look at how commercial property loans work when you're purchasing a warehouse in Gympie and what to prepare before you apply.

Image for The Easiest Way to Finance a Childcare Centre Purchase

15th July 2026

The Easiest Way to Finance a Childcare Centre Purchase

How commercial property finance works for childcare centre acquisitions in Wagga Wagga, with loan structures built for operator-owners and investors.

SMSF Loans

Image for SMSF Pension Transitions & Property Loans

7th September 2026

SMSF Pension Transitions & Property Loans

What happens to your SMSF property loan when you move from accumulation to pension phase, and how capital gains tax applies

Image for When to Use an SMSF Loan for Mixed-Use Property

16th June 2026

When to Use an SMSF Loan for Mixed-Use Property

How to finance a property that combines residential and commercial space through your Self-Managed Super Fund on the Sunshine Coast

Investment Loans

Image for Top Tips to Finance an Established Investment Property

7th July 2026

Top Tips to Finance an Established Investment Property

How to structure an investment loan for a Brisbane rental property, what deposit you need, and what changed in mid-2026

Image for When to Consider Student Accommodation Investment Loans

1st July 2026

When to Consider Student Accommodation Investment Loans

Purpose-built student housing offers distinct rental dynamics and financing structures that differ from traditional residential investment in Tweed Heads.

Image for 10 Ways to Acquire Multiple Investment Properties

8th June 2026

10 Ways to Acquire Multiple Investment Properties

How Toowoomba investors use equity, structured borrowing, and the right loan features to build a property portfolio that grows steadily over time.

Recent Articles

Image for Construction Loan Preparation: The Checklist and Timeline

26th May 2026

Construction Loan Preparation: The Checklist and Timeline

What lenders assess before approving construction finance, how long the process takes, and what you need ready before applying.

Image for Beginner's Guide to Buying a Childcare Centre

26th May 2026

Beginner's Guide to Buying a Childcare Centre

A practical walkthrough of business loan structures, security options, and what lenders assess when you're purchasing a childcare centre in Wollongong

Image for Proven Tips to Use an Offset Account & Save Money

26th May 2026

Proven Tips to Use an Offset Account & Save Money

How an offset account attached to your home loan works, when it actually saves you money, and whether it suits your situation.

Image for The Easiest Way to Qualify as a First Home Buyer

26th May 2026

The Easiest Way to Qualify as a First Home Buyer

Understanding eligibility, deposit requirements, and available grants helps Hervey Bay buyers move from searching to settling with confidence.

Image for Proven Tips to Compare Commercial Loans in Gladstone

26th May 2026

Proven Tips to Compare Commercial Loans in Gladstone

A practical guide to evaluating commercial finance options for property investors and business owners across the Gladstone region

Image for Tax Deductions on Investment Loans: Avoid These 6 Mistakes

26th May 2026

Tax Deductions on Investment Loans: Avoid These 6 Mistakes

How Nambour property investors can structure their loans to maximise deductions and navigate recent changes to negative gearing and capital gains tax.

Image for Smart ways to finance a multi-unit development site

26th May 2026

Smart ways to finance a multi-unit development site

How construction finance works when you're purchasing land to build multiple dwellings, including drawdown structures and what lenders assess before approval

Image for The Easiest Way to Use Variable Rate Loan Features

26th May 2026

The Easiest Way to Use Variable Rate Loan Features

Understanding how offset accounts, redraw facilities, and repayment flexibility work together to reduce interest and build equity faster

Image for Variable Rate Loans and How They Work in Southport

26th May 2026

Variable Rate Loans and How They Work in Southport

A practical guide to variable home loans for Southport property buyers, covering rate movements, features, and when flexibility matters most.

Image for Top tips to secure construction finance in Sydney

26th May 2026

Top tips to secure construction finance in Sydney

Understanding what lenders require when you're financing a new build, from fixed price contracts to progressive drawdown and council approvals

Ready to chat to one of our team?

Book Appointment

Sydney & Brisbane

About Us

Resources

Services

My Home Mortgages Pty Ltd ABN: 37678970342 is authorised under Mortgage Specialists Pty Ltd ACN 050 601 093 Australian Credit Licence 387025

Disclaimer: The information provided on this website is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate to your circumstances before relying upon it. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.